Get in Touch
T: +44 20 3695 9251
E: info@grtconsult.com
71-75 Shelton Street Covent Garden, London, WC2H 9JQ
Get in Touch
T: +44 20 3695 9251
E: info@grtconsult.com
71-75 Shelton Street Covent Garden, London, WC2H 9JQ
A Fellow of the International Compliance Association, Charanjit is a subject matter expert in Compliance & Anti-Financial Crime with 12 years of experience in the regulated sector. Given her in-depth AML expertise, she has utilised her experience and knowledge for developing systems and controls to mitigate the risks of financial crime. In her most recent role at an Authorised Payment Institution, she held the Head of Compliance and MLRO position. She is used to dealing with senior internal and external stakeholders and has worked on a number of internal remediation projects.
Advised senior stakeholders on Compliance and Anti-Financial Crime obligations, trends and industry best practices in the UK, EU, & USA.
Proposed and maintained frameworks using a risk based approach aligned to the regulated firm’s mission, vision, objectives and risk appetite – Incorporating FATF, HMT, OFAC, JMLSG, Transparency International guidance.
Conducted the gap analysis and presented the Compliance Report, Executive Summaries and MLRO reports for all UK regulated entities of the group.
Proposed and maintained board approved Global Compliance Monitoring Programme (GCMP) demonstrating adherence to regulatory obligations.▪Horizon scanning to identify impact of changes to the FCA Handbook (PRIN, SYS, COCN, COND, APER, FIT, TC, GEN, FEES, SUPP, DEPP, DISP, COMP), in the UK, EU, Cyprus, Ireland, Netherlands & USA
Set-up and delivered comprehensive and demonstrable programmes (Compliance monitoring, Transaction Monitoring, Screening, Training & Assessment etc.) which met independent regulatory scrutiny.
Encouraged and promoted the agreed group standards in the Global MLRO Forum working collaboratively with the business heads across the group.
Drafted and periodically reviewed policies and the AML guide to mitigate risks of financial crime
Developed apprentices to confident skilled Compliance & AFC Officer responsibilities.
Delivered workshops highlighting regulatory impact using case studies.
Management of multiple team members across jurisdictions (Cyprus, Dubai, Guernsey, London and Mumbai)
Conducted and reported on the progress of remediation projects as MLRO and DPO which included compiling registers (PEPs, SARs, Fraud, Gifts & Hospitality, Company, and Data Dictionary).
Investigated customer activity and promptly reported SARs to the National Crime Agency which lead to the prosecution of criminals, protecting the firm’s license and customers.
Investigated a CEO Fraud and worked with enforcement and banking partners to enable the return of the firm’s funds.
Represented the firm during a S166 inspection to provide prompt responses to the regulator.
AML Data Analytics
Systems: GABERIAL, CONNECT, NCA SAR Portal, World Check, JIRA, MS Office (Word, Excel, PowerPoint), Bespoke Dashboards, automated red flag reports & Visio.
Specified a bespoke Compliance & Anti-Financial Crime Dashboard to IT and Board members to enhance efficient and effective controls.
Language Skills:
English (Fluent)
