FCA Crypto Prudential Readiness Diagnostic

Self-assessment for firms that will be subject to COREPRU and CRYPTOPRU under the UK cryptoasset regime (PS26/12). Covers own funds (PMR, FOR, K-factors), liquidity (BLAR / ILAR), overall risk assessment, concentration risk, disclosure and governance.

PS26/12 · COREPRU · CRYPTOPRU · Authorisation window Sep 2026 – Feb 2027 · Regime live 25 Oct 2027

About this diagnostic

This tool is designed for cryptoasset firms preparing for FCA authorisation under the new regime. It focuses on the prudential obligations finalised in PS26/12: permanent minimum requirements by activity, fixed overheads requirement, the full suite of K-factors (including the simplified 40% K-NCP and reduced 1% K-SII), basic and issuer liquid asset requirements, the overall risk assessment (ORA), concentration risk, public disclosure proportionality, and the supporting governance and evidence pack expected by the FCA.

Aligned with PS26/12 (June 2026), the Cryptoassets (COREPRU and CRYPTOPRU) Instrument 2026, related Policy Statements PS26/9–PS26/13, and the authorisation timeline (applications open 30 September 2026, regime effective 25 October 2027).

Your FCA Crypto Prudential Readiness Results

Overall Readiness Score
Dimension Score Assessment

Prioritised observations

Disclaimer: This diagnostic is an illustrative self-assessment tool provided by GRT Consulting for educational and discussion purposes only. It does not constitute legal, regulatory or professional advice. Scores and observations are generated from your answers and should not be relied upon as a formal gap analysis or compliance opinion. For a detailed, firm-specific assessment please contact GRT Consulting.

Want a deeper, firm-specific COREPRU / CRYPTOPRU gap assessment?

GRT Consulting can run a full review covering activity mapping and PMR, K-factor calculations, liquidity (BLAR/ILAR), overall risk assessment design, concentration risk, disclosure proportionality and the evidence pack for the FCA authorisation application.

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